Services — Kwaso Community Bank

Savings & Deposits

From GH₵ 50 — up to 18% p.a.

Savings & Deposits

Grow your money safely

Choose the savings product that fits your lifestyle and goals. From everyday savings to fixed deposits, we help you build wealth securely.

Up to 18% p.a. From GH₵ 50

Regular Savings

Flexible savings account with competitive interest. Start with as little as GH₵ 50 and grow your money safely.

For individuals and families

Susu Savings

Traditional daily contribution savings adapted for the modern age. Build discipline and wealth one day at a time.

Daily collections available

Fixed Deposit

Lock in higher returns from 12% to 18% p.a. with tenors from 3 to 24 months. Ideal for medium-term goals.

Higher interest rates

Group Savings

Designed for community groups, cooperatives and associations. Pool resources and earn together.

For groups & cooperatives

Credit Products

Funding for your ambitions

Responsible lending aligned to your needs — from micro-loans to business expansion finance. We invest in your success.

Up to 36 months Quick disbursement

Credit Products

Flexible terms up to 36 months

Micro / Group Loans

Small loans for individuals and solidarity groups to finance daily business needs and personal goals.

Quick disbursement

MSME Loans

Growth capital for small and medium enterprises with flexible repayment up to 36 months.

Up to 36 months

Agri Value-Chain Finance

Seasonal and term loans for farmers and agribusinesses — from inputs to harvest to market.

Planting to market

Salary Loans

Convenient credit for salaried workers with repayment deducted from payroll. Quick approval process.

Payroll deduction

Business Expansion Loans

Larger facility for established businesses looking to scale operations, equipment or premises.

For growing businesses

Transaction Accounts

Accounts for every purpose

Full-featured accounts for daily banking, business operations and institutional needs. Cheque books, statements, digital access — everything you need.

Transaction Accounts

Current, business & institutional

Current Account

Full-featured transaction account for businesses and individuals with cheque book and statement facilities.

For businesses & individuals

Corporate Account

Tailored for registered companies, NGOs and institutions with enhanced transaction limits and reporting.

For organizations

Digital Innovation

Banking at your fingertips

Modern digital channels so you can bank anytime, anywhere.

Online Banking

Access your accounts 24/7. Check balances, view statements, transfer funds.

Digital Payments

Send and receive money, pay merchants and manage your finances seamlessly.

QR Payments

Scan-to-pay at merchants across Ghana. Fast, contactless, no cash needed.

Secure & Protected

ISO 27001 aligned with encryption, MFA and 24/7 fraud monitoring.

Want to compare rates?

See our full savings rates, loan interest rates and account fees — all in one transparent page.

View Rates & Fees

Our Services